Escape from financial worry

WellFi is a smart and convenient loan benefit offered by your employer.

Smart, simple, low-rate1 loans for employees.

Apply Now

See how WellFi can benefit you

Consolidating Debts

Claire is looking for a fast way to tackle her high-interest credit cards2, but has living expenses and a car loan. With a WellFi loan, she can stop stressing, take control of her budget and pay off her high interest balances.

Medical Emergencies

Life is full of unwelcome surprises. When Jeffrey’s parents discover he needs an unexpected hospital visit, the resulting bill will be cause for alarm. A WellFi loan can help them secure the funds to pay for Jeffrey’s recovery.

Auto Needs

Shortly after Alan watches his car being towed away, he finds out the hard way how much paint and bodywork can cost. Fortunately with a WellFi loan, he doesn’t need to use a high-interest personal loan3 or credit card2 to cover his high deductible. Now it’s like his car is new again.

Leisure Time

Hotel booked. Days off approved. Kate is eagerly looking forward to the trip she planned for months. Unfortunately, Kate's vacation and bonus don't arrive at the same time, but a WellFi loan can bridge the gap and allow her to take her well-earned break.

Why WellFi?

The best choice when you need funds quickly.

Credit Cards

40% of employees find it difficult to make their minimum credit card payment on time each month.7 The average U.S. household with credit card debt carries a balance of $9,3338 with an average interest rate of 17.00% APR.2

401(k)

For employees that are stressed about finances, 54% think it’s likely they will need to use money held in retirement plans for expenses other than retirement. For employees with student loans, it rises to 64%.9

Bank Loans

A WellFi loan typically has lower rates compared to higher interest rate,3 traditional personal loans3 from banks. A WellFi loan has much lower interest rates – between 4% and 10% APR.

How WellFi Works

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Apply through our online application

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Get approved

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Complete the application and eSign your credit agreement and pre-filled payroll deduction form –all in one session

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Employer electronically verifiesemployment and income information

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Loan funds disbursed to the account of your choice